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If credit report is showing deceased (transunion), it suggests that their records reflect them as no longer living. This can occur due to errors or outdated information in the credit database. Such an error can have significant implications, affecting financial transactions and credit applications. Rectifying this issue typically involves contacting TransUnion directly to update the information and provide proof of the individual's living status, such as official documentation or a statement from the person themselves. Resolving the error promptly is crucial to avoid complications in accessing credit or financial services.